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Summary
Assist the Team Head to own end-to-end growth for the retail credit card business, with accountability for retail card sales, interchange revenue, platform pass through revenue, revolving balance and portfolio profitability delivery by merchant usage programs.
Lead performance analytics and assist to derive the merchant/partner strategy to identify growth drivers, build investable business cases, and deliver executive-level business reviews that steer commercial actions across customers segments, marketing, sales, merchant acquiring, and risk.
Cross-functional leadership to facilitate the growth of card retail sales by the merchant usage programs, e.g.
Assist Team Head to deliver credit card portfolio growth targets delivered by merchant usage programs to achieve activation, spend, revolving balance, NIl, interchange/fee revenue.
Define annual/quarterly growth plan and translate into channel-specific execution by merchant categories.
Monitor pipeline, conversion, and unit economics; adjust tactics to maximize ROI and profitability.
Diagnose usage and spend dynamics through advanced performance analytics:
Assist Team Head to build a structured view of usage trends by product, card type, customer segment, merchant cat...
Experience: Entry level
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Requirements
University degree with minimum 7 years of relevant experience preferable in credit card industry
Strong aptitude for innovation, ready for challenges and enjoy working in dynamic environment
High degree of personal drive and resilience
Excellent communication and interpersonal skills, with hands-on experience in internal or external partnerships development or management
Able to work with stakeholders from various functions and disciplines to drive business outcomes
Excellent problem solving and analytical skills with creative and critical thinking
Good knowledge in compliances and regulatory requirements
Good command of both written and spoken in English and Chinese
